Fuel your growth, trade finance
made easy
We are rated Australia's #1
lender for small business
- Fast
- Easy
- Flexible
Do you qualify?
- Have you been trading for 6 months?
- Do you pay suppliers nationally or overseas?
Why choose us?
- Pay your suppliers on time
- Use the facility to pay the initial deposit
- Up to 120 days to pay it back
- No lock in contracts
- Use the facility whenever you want
Small business that we have helped
Wine Group
We offer unique Australian wines with imported super premium French bottles from Saverglass. To speed up our bottling we import in advance. Trade finace allows us to pay our supplier so we can offer something unique in this competitive wine market.
Golden Leaf Tea
We sell Pureh Chinese traditional tea. The best quality comes from the Yunnan Province in Southwest China. We use trade finance to pay our Chinese supplier upfront. We get AAA grade quality tea that sells out within a month.
Solar Powered Security Camera
We use trade finance to purchase our Dahua security cameras from our suppliers. Each camera costs hundreds of dollars. Without trade finance we would not have the financial capacity to be competitive.
FAQs
What is Trade Finance?
How do I pay back the funder?
This is normally made in increments of three payments as you have up to 90 days to pay it back. You will pay a percentage of the invoice on a monthly basis over a three month period.
E.G. We paid 100k to your suppliers in China. After the first 30 days, you will pay back 15% of the invoice amount followed by a payment of 45% at 60 days, then a final payment of 40% at 90 days which will cover the total debt.
Some lenders may structure payments differently and some will allow a 120 day term.
My supplier normally requests 50% payment up front and then the remaining balance at bill of lading. Can this still be paid?
Yes. This is a very common term from our international suppliers.
Which currency can I pay in?
Any currency but the most commonly used currency is USD, GBP, EURO and AUD.
How long are the terms to pay back the debt?
Normally 90 days, however some of our lenders now go up to 120 days from invoice date.
Can I pay any supplier?
Yes. We can pay your local or international suppliers.
What is the cost of a Trade Finance facility?
7-8% per annum on a contractual Trade Finance Facility.
There is other alternatives if you don’t want to be in a contract.
How much of the invoice will be funded?
100% of the total invoice.
Do I need security for a trade finance facility?
No property security is needed up to 200k. Some lenders may go higher.
Apply Now
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